Karma Walking Stick WS-131

Terms & Conditions – All Bank Credit Card & Debit Card Discount Proposition Definitions: For the All Bank Credit Card & Debit Card (“Card”), the following terms shall, unless the context otherwise admits, shall have the following meanings: • Discount shall mean Direct money concession in the customer’s Invoice amount under the Discount scheme. • The Discount will be processed according to the following: o All Bank Credit Card : 10% Discount o All Bank Debit Card : 10% Discount o All Bank Netbanking : 10% Discount o All Bank Wallet : 10% Discount o All Bank UPI : 10% Discount o Other Online Payments: 10% Discount • The Minimum transaction size for the instant discount is Rs. 850.00

Terms & Conditions – ICICI Credit Card & Debit Card DIscount & CashBack Proposition Definitions: For the ICICI Credit Card & Debit Card (“Card”), the following terms shall, unless the context otherwise admits, shall have the following meanings: • Discount shall mean Direct money concession in the customer’s Invoice amount under the Discount & CashBack scheme. • The Discount & CashBAck will be processed according to the following: o ICICI Bank Credit Card : 10% Discount o ICICI Debit Card : 10% Discount o ICICI Netbanking : 10% Discount o ICICI Wallet : 10% Discount o ICICI UPI : 10% Discount • The Minimum transaction size for the instant Cash Back is Rs. 850.00